Review mortgages across a rental portfolio
Keep separate, remortgage individually or combine selected properties. Compare fees, payments and the debt left at the end.
Portfolio mortgage comparison →Understand the funding routeBusiness & commercial finance
Clearer numbers for complex business borrowing.
Buying premises, funding equipment, waiting for invoices or finishing a development? Use a calculator, understand the costs and prepare the evidence. No enquiry or account is needed.
What do you want the business to achieve?
Buy or refinance business premises
Separate the deposit, monthly payment and completion costs. Compare owner-occupied premises with an investment property.
Commercial mortgage calculator →Understand the funding routeFund vans, plant or machinery
Compare deposits, balloons and ownership. Check the total cash commitment against the asset's working life.
Asset finance calculator →Understand the funding routeGet cash from unpaid invoices
Customers taking 60 days to pay? Understand eligible invoices, reserves, fees and the money released later.
Invoice finance calculator →Understand the funding routeCover a property funding gap
Work out the cash a bridge actually releases and the debt you must clear at exit. Test a delay before committing.
Bridging loan calculator →Understand the funding routeBuild, convert or finish a development
Connect project costs, staged drawdowns and interest. Test equity, leverage and a weaker completed value.
Development finance calculator →Understand the funding routeFund working capital or business growth
Compare two business loans and their effect on cash flow. Prepare for a shorter trading history or an acquisition.
Business loan repayment calculator →Understand the funding routeBusiness finance guidance
Compare and prepare before you ask for finance.
Use the guide that matches the decision, then take the figures into the relevant calculator. This keeps the newer commercial guidance connected to the main business hub rather than leaving it as an isolated search page.
Prepare a business finance case
Set out the purpose, use of funds, existing commitments, current trading evidence and repayment downside before comparing lenders.
Business finance preparation guide →Business loan or asset finance?
Compare the same purchase on deposit, monthly payment, fees, balloon, ownership and total cash rather than choosing on one headline rate.
Compare the funding structures →Preparing for a commercial mortgage
Bring the property, deposit, lease or occupation, accounts, costs and refinance position into one coherent case.
Commercial mortgage checklist →Only traded for 18 months?
Prepare the evidence a younger business can show, and separate funding the business from your own mortgage application.
Finance with limited trading history →Development complete, sales still ahead?
Check the net proceeds, refinancing costs and marketing period before assuming development exit finance saves money.
Development exit finance →Explore
Organise your evidence and save a plan
Self-serve journey
Fund growth or working capital
Work out the amount, purpose, cash-flow impact and preparation before comparing finance.
Explore →Self-serve journeyBuy vehicles, machinery or equipment
Map the asset cost, deposit, term, final payment and business use before comparing real structures.
Explore →Self-serve journeyBuy or refinance commercial property
Bring property value, deposit/equity and the supporting business or rental cash flow together before lender selection.
Explore →Self-serve journeySort tax, accounts or bookkeeping
Turn deadlines, bookkeeping gaps and missing records into a practical preparation list before professional support.
Explore →Self-serve journeyProtect the business or key people
Model key-person disruption, business borrowing and ownership exposure before discussing insurance structures.
Explore →Not sure which type of finance fits?
That is why the journeys start with the business need. You do not need to choose between a loan, asset finance, property finance or another structure before understanding the requirement.