Define amount and purpose
My business · Funding Command Centre
Take a funding need from idea to organised case.
Define what the money needs to achieve, prepare the evidence, compare possible structures, track an application and keep the funded commitment connected to your wider Money Plan.
Start with the numbers or the funding structure
Next best action
Build the evidence pack before comparing providers
You have marked 0 of 8 preparation items ready. A clearer evidence pack makes provider comparison more meaningful.
2 · Evidence pack
Mark what is ready. No document upload required.
The checklist is for organisation, not eligibility. Keep the underlying documents wherever you normally store them.
Preparation signals
What the figures suggest checking next
£75,000 external funding requirement
This is the project amount less the cash contribution you entered. Keep the use of funds specific so a specialist can match the structure to the need.
5.8% of average monthly turnover
That is the existing monthly debt payments entered plus the new illustrative repayment, divided by average monthly turnover. It is not a lender affordability test and does not represent profit or free cash flow.
3 years trading
Trading history is one part of a finance assessment. Turnover quality, profitability, bank conduct, existing debt and the use of funds still matter.
Accounts marked as ready
Keep recent bank statements, management figures and the use-of-funds evidence together as well so a lender or broker can assess the case efficiently.
3 · Compare structures
Routes worth understanding—not automated recommendations.
These prompts are based only on the purpose/security you entered. Live availability, pricing and suitability need a proper assessment.
General business funding
Start by comparing term, security, total cost, flexibility and evidence requirements around the purpose you entered.
Understand this route →4–6 · Application tracker
Keep the live funding request visible.
Move the stage above as the case progresses. Record a reference here if useful; do not enter passwords, bank login details or sensitive authentication information.
Shortlist structure, total cost, security and flexibility.
Track provider/broker requests without duplicating applications unnecessarily.
Once complete, keep the actual commitment visible in the Money Plan.
Evidence the use of funds
Supplier quotes, invoices, a stock plan, acquisition heads or a clear working-capital explanation make the request easier to assess.
Prepare recent financials
Accounts, management figures and business bank statements help explain turnover, profitability, seasonality and existing commitments.
Stress-test the repayment
Do not judge affordability on the best month. Ask whether the payment still works through quieter trading periods.
Compare the structure, not only the rate
Term, security, fees, flexibility, early repayment and whether the finance matches the asset or cash-flow need all matter.
Ready for a business-finance sense-check?
Once the amount, purpose and evidence are clear, a suitable specialist can help identify which live funding structures and providers are worth comparing.