Affordability should be a planner, not a fake promise.

We do not want to show one generic income multiple and pretend it represents every lender. The full tool will explain the moving parts and where a professional assessment can differ.

The planner will consider

Household income and employment type
Regular credit commitments and dependants
Deposit and target purchase price
Indicative stress-testing scenarios
Clear reasons why lender outcomes can vary

Useful now

Test the repayment at several mortgage amounts and interest rates so you can see how the monthly commitment changes.

Open repayment calculator →