Turn “I need a bigger deposit” into an actual target.

See your current deposit percentage, indicative loan-to-value and the gap to the deposit level you want to aim for.

5% deposit£15,000

You have reached this cash level.

10% deposit£30,000

£10,000 more needed from the deposit entered.

15% deposit£45,000

£25,000 more needed from the deposit entered.

20% deposit£60,000

£40,000 more needed from the deposit entered.

This is a cash-planning tool, not a statement of mortgage eligibility. A larger deposit can change the loan-to-value, but lender criteria, affordability, property type, credit history and available products all still matter. Keep purchase taxes, legal/valuation costs and a sensible cash buffer separate from the deposit figure.