Tools · Buying property

UK property purchase tax calculator

Estimate the residential purchase tax for England & Northern Ireland, Scotland or Wales using the rates checked on 5 September 2026.

England & Northern Ireland

First-time buyer relief is available on qualifying purchases up to £500,000. Additional residential properties usually attract a 5 percentage-point surcharge.

Scotland

Eligible first-time buyers get an increased nil-rate band to £175,000. The Additional Dwelling Supplement is currently 8% where it applies.

Wales

Wales has its own main residential bands and separate higher residential rates. There is no separate first-time-buyer LTT band in this calculator.

Planning estimate only. Property-tax rules contain exemptions, reliefs, residence tests, company/trust rules, replacement-main-residence rules and transaction-specific details that this simple calculator does not model. Confirm the tax due with the relevant tax authority or a suitable professional before relying on it.