Your goal

Think about the financial impact of serious illness.

Critical illness cover is a lump-sum product; the useful starting point is what costs or changes you would want a lump sum to help with.

A sensible route

What to work through

  1. Review mortgage/debts and emergency savings
  2. Think about time away from work or treatment costs
  3. Check existing employer/personal cover
  4. Decide what financial gap concerns you most
  5. Get advice on definitions, exclusions and suitable cover

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Professional options