Validate the sale value
A small change in expected sale price can materially change the onward deposit and new mortgage requirement.
My home · Move home
See how the sale, costs and onward mortgage fit together.
A home move is a sale, a purchase and a finance decision happening together. Make the cash position visible first, then decide whether the onward price and mortgage feel realistic.
Loading your move-home plan…
Protect the buying-cost pot
Do not accidentally treat tax, legal, survey and moving money as available mortgage deposit.
Stress-test the onward payment
Try a higher planning rate and make sure the mortgage still fits alongside the rest of the household budget.
Prepare for the chain
Mortgage timing, sale proceeds and completion dates can move. Keep some flexibility rather than planning to the last pound.
Want someone to sense-check the move?
You can keep exploring privately, or involve a suitable mortgage professional when the sale and purchase numbers are ready for a real affordability review.