My future · Retirement

Start with the retirement you want to fund.

Bring timing, spending, secure income, pensions and contributions into one illustration. The projection is deliberately assumption-led and does not recommend an investment, pension product or withdrawal strategy.

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01

Confirm existing pensions

Gather current values, contribution rates, scheme types and any guarantees before relying on a combined pot figure.

02

Estimate retirement spending

Separate core lifestyle costs, housing, travel and one-off goals rather than choosing a target from salary alone.

03

Check secure future income

State pension, defined-benefit pensions and other reliable income should be checked rather than guessed.

04

Use regulated planning for investment decisions

Contribution strategy, investment risk and retirement withdrawals can require personalised regulated advice.

Ready for a retirement-planning sense-check?

An appropriately authorised financial planner can help with pensions, investments, tax and retirement-income strategy when you want personalised advice.

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Illustrative planning only. Growth is not guaranteed and actual pension values can fall as well as rise. This page does not recommend a pension, investment, contribution level, retirement age or withdrawal strategy and does not calculate tax, state-pension entitlement or regulated suitability.