How our information works

Useful finance information should show its boundaries as clearly as its answers.

The Finance Place combines general information, planning tools, user-built Money Plans and planned professional introductions. This page explains how we try to keep those layers accurate, understandable and separate from personalised regulated advice.

Who publishes this information

The Finance Place is operated by Rishi Bowry trading as The Finance Place, as identified in our privacy notice. Content is published by The Finance Place; a publication or update date is not a claim of independent professional review. We do not attribute qualifications or regulatory permissions that have not been verified.

Our commercial tools show editable assumptions, worked examples, calculation methods and their limits. Their default rates are illustrative, not market quotes. Operator and contact details are set out in our privacy notice.

Our approach

Prepare the decision without pretending to make it for you.

Guidance pages explain common financial concepts, questions and preparation steps. Calculators model the figures a visitor enters. Planning journeys help organise goals, documents and next actions. None of those layers is presented as a lender decision, an eligibility guarantee or a personalised regulated recommendation.

What we aim for

Plain-English explanations before product language
Assumptions shown beside calculations
Useful next steps instead of invented financial scores
Clear guidance on when an appropriately authorised or qualified professional is needed

Information standards

How we check the important parts.

01 · Sources

Primary and official information first

Where a rule or public scheme matters, we prioritise the relevant official authority or primary source. Depending on the subject, that can include government and tax authorities, the FCA, MoneyHelper, the British Business Bank and primary provider information.

02 · Calculations

Known examples are checked in the build

Core finance calculators use repeatable calculation logic rather than hand-entered answer tables. Automated regression checks cover mortgage and property-tax examples, business-loan fee treatments, commercial mortgages, asset balloons, invoice reserves, bridging interest and staged development drawdowns so accidental code changes are more likely to be caught before deployment.

03 · Rules

Time-sensitive rules have review controls

Where a calculator depends on rules such as UK property purchase tax, The Finance Place records a review window and the production build can flag a review that has become stale. A material fiscal or regulatory change can require an earlier recheck.

04 · Market references

A reference rate is not a personal offer

Where the site displays a current market reference, it is labelled as an example or market reference rather than a rate the visitor is personally eligible for. Actual pricing and criteria depend on the provider and individual circumstances.

05 · Corrections

Clear facts beat false certainty

If information is uncertain, provider-specific or genuinely dependent on personal circumstances, the page should say so. We prefer a bounded answer and the right next step over publishing a confident rule that does not apply universally.

06 · No invented expertise

We do not use fake review badges

The site does not claim that a page was reviewed by a named adviser, accountant, lawyer or other professional unless that review has actually happened and can be described accurately.

Named reviews

What a review credit means

A named review is specific to the page and subject checked. Where one is credited, we identify the reviewer, relevant background, review date and scope. A review of mortgage preparation does not establish expertise in tax, pensions, investments or legal security terms.

A review by TFP's owner is an internal editorial review. An external review records the reviewer's relationship to TFP and any relevant payment or referral connection. Neither a source link nor an automated calculator check is a claim of professional review.

Before we credit a reviewer

Agree which pages, claims and calculations are in scope.
Check the reviewer's relevant experience and any qualifications or professional status that will be stated.
Record corrections, verify sources and check the worked examples.
Obtain confirmation that the corrected version was checked and permission to publish the review credit.
Keep a dated record and revisit the review when a material claim or calculation changes.

Updates and corrections

An update date records a content change; it does not confirm a named review. A review credit does not authorise personalised advice or guarantee a lender decision. If you spot an error, use the contact details in our privacy notice and identify the page, the specific claim and the source or evidence that helps explain the correction.

Professional introductions

The introduction service is separate from the self-serve answer.

Visitors can use guidance, calculators and local Money Plan features without submitting an enquiry. Professional enquiries and referrals are not open. The current status is explained on the important information page.

If The Finance Place later arranges an introduction and a referral payment applies, that relationship is handled separately from the self-serve content. The provider of any regulated or professional service remains responsible for their own status, services, fees, terms and any regulated advice or recommendation.

Personal data and planning

Planning, account sync and professional sharing are separate choices.

A visitor can keep planning information in their browser without an account. Optional account sync can create a private cloud copy. Signing in does not itself send a Money Plan to a professional, and a professional handoff is only added to an enquiry when the visitor chooses to include it.

Privacy & data use →

Want to see the information before asking anyone for help?

Browse the guidance library, use the tools and build your Money Plan first. Professional contact remains optional.

Explore the guidance →

The Finance Place provides general information, planning tools and planned professional introductions. It does not use this page to claim regulated permissions, professional qualifications or suitability assessments that belong to an appropriately authorised or qualified professional.