Eight quick questions create a coverage map of the areas worth reviewing. This is planning guidance, not a financial-health rating, affordability assessment or recommendation.
1
Home & property
Which best describes your property position?
2
Borrowing
How do your current debts and credit commitments feel?
3
Cash buffer
Roughly how much essential spending could accessible savings cover?
4
People relying on you
Would anyone’s finances be affected if your income stopped?
5
Protection
How confident are you that existing protection would cover the important financial gaps?
6
Business
Are business finances part of your financial life?
7
Longer term
How clear is your longer-term savings / retirement plan?
8
Tax & accounts
Are tax, accounts and financial admin under control?